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английский) 3:
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i and my roommate (sister) are of the view that the budget should be flexible. he should change from month to month. перерасходы in some area of one month to reduce the budget next month. for example, if we spent $40 more on clothes than planned in september, in october, we formulate the budget, given the constraints of the 40 dollars, take them to the cost of clothes or the cost of something like food or entertainment, personal expenses.i"m sure that my position is the most effective approach to budgeting. he creates instability in the budget in the short run, but it creates stability for long distance. look, this way of budgeting makes people think about the costs of two steps forward, if he wants to spend money on unnecessary costs, he must know that later he might have to reduce the mandatory expenditure
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