О деятельности коммерческого банка

О деятельности коммерческого банка можно судить (понять) с помощью балансового отчета, в котором активы равняются пассивам.

2. У коммерческого банка две основные функции -- прием денежных вкладов и выдача ссуд.

3. Банкир преследует две противоречащие друг другу цели. Одна цель -- прибыль. Коммерческие банки, как и другие предприятия, стремятся к прибыли. Поэтому они предоставляют кредиты и покупают ценные бумаги, правительственные облигации и акции компаний. Эти операции в балансе показаны как основные активы, приносящие доход коммерческим банкам. С другой стороны, коммерческий банк должен стремиться к безопасности. Для банков безопасность обеспечивается ликвидностью, в частности такими ликвидными активами, как наличность. Поэтому банкиры стремятся к балансу между осторожностью и прибылями.

4. Финансовые посредники - это институты, которые собирают сбережения населения и предоставляют их заемщикам. Финансовые посредники в общем виде могут быть разбиты на три группы - банковские, страховые и инвестиционные институты. Банковские институты состоят из коммерческих банков, сберегательных банков и др. Для них характерно принятие вкладов населения и организаций. Страховые институты представлены страховыми компаниями и пенсионными фондами. Инвестиционные институты представлены финансовыми компаниями. Они привлекают деньги, выпуская собственные акции и инвестируя фонды в акции и облигации.

Результаты (английский) 1:

On the activities of the Bank can be seen (see) with the balance sheet, in which the assets are liabilities.2. the two main functions of commercial bank — — taking deposits and loans.3. The Banker has two conflicting goals. One goal is profit. Commercial banks, like other businesses, are eager to return. Therefore, they provide loans and buy securities, government bonds and shares in companies. These transactions in the balance sheet are shown as capital assets, revenue-producing commercial banks. On the other hand, the commercial bank must strive for security. Security is provided by a liquidity for banks, in particular liquid assets such as cash. So bankers seek a balance between caution and profits.4. financial intermediaries are institutions that collect savings and provide their borrowers. Financial intermediaries in General can be divided into three groups-banking, insurance and investment institutions. Banking institutions are commercial banks, savings banks, etc. They are characterized by the adoption of deposits of the population and organizations. Insurance institutions are insurance companies and pension funds. Investment institutions are financial companies. They attract money by releasing their own stocks and investing funds in stocks and bonds.

Результаты (английский) 2:

The activities of a commercial bank can be judged (understand) using the balance sheet in which assets equal liabilities. 2. A commercial bank has two main functions - receiving cash deposits and issuing loans. 3. The banker has two conflicting goals. One goal - profit. Commercial banks, like other businesses, seek to profit. Therefore, they provide loans and buying securities, government bonds and stocks. These operations are shown in the balance sheet as core assets, income for commercial banks. On the other hand, the commercial bank must seek security. For banks, security is ensured liquidity, in particular liquid assets such as cash. Therefore, bankers seek a balance between caution and profits. 4. Financial intermediaries - are institutions that collect savings from the public and provide their borrowers. Financial intermediaries in general can be divided into three groups - banking, insurance and investment institutions. Banking institutions are made ​​up of commercial banks, savings banks and others. They are characterized by the adoption of population deposits and organizations. Insurance institutions presented by insurance companies and pension funds. Investment institutions are financial companies. They attract money by issuing treasury shares and investing funds in stocks and bonds.

Результаты (английский) 3:

On the activities of commercial bank can be judged (understand) using the balance sheet date, in which assets equals liabilities.lord 2. The commercial bank's two main functions -- cash deposit and loan.lord 3.Banker has two conflicting objectives. One objective -- profit. Commercial banks, as well as other businesses, are seeking to profit. Therefore, they provide credit and buy securities,Government bonds and shares. These operations are shown in the balance as the key assets, income-generating commercial banks. On the other hand, a commercial bank should seek to security.Security is provided by banks for liquidity, in particular such liquid assets, such as cash. That is why bankers are seeking a balance between caution and profits.lord 4.Financial intermediaries are institutions that collect savings and provide their borrowers. Financial intermediaries in a general form can be divided into three groups - banking,Insurance companies and investment institutions. Banking institutions are comprised of commercial banks, savings banks, and more. For them is characterized by the adoption of deposit and the organization.Insurance institutions represented insurance companies and pension funds. Investment institutions represented by financial companies. They attract money,Issuing its own shares and investing funds in shares and bonds.