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английский) 2:
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The consumer can borrow money from the bank on any product or service, which is necessary for this is called a loan.
When buying real estate, mortgage loan is called, that is, loans secured by real property as security for the repayment of credit. By increasing the interest rate to take a mortgage becomes less profitable, falling interest rates have the opposite effect. The consumer can get credit for any item or service that they need. Changes in interest rates in this case.
Among the possibilities offered us a bank, there are credit cards, through which the customer can pay for goods and services at the expense of the bank. Credit cards are currently used throughout the world, so the interest rate and there effect on consumer spending.
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