Я узнавала у друзей , есть ли у них

Я узнавала у друзей , есть ли у них банковский счет , у них только платежные карты.
Так получилось,что именно этой платежной картой , которая у меня я плачу за покупки

Результаты (английский) 1:

I learned from friends, whether they have a bank account, they only have credit cards.It so happened that this credit card, which I do, I pay for purchases

Результаты (английский) 2:

I learned from friends, if they have a bank account, they only payment cards.
It just so happens that this particular payment card, which I do I pay for purchases

Результаты (английский) 3:

i asked friends if they have a bank account, they only have credit cards.it so happened that the payment card, which i"ve i pay for purchases